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Buying a Home in Ecuador - So Many Options...

Mar 25, 2013

Buying a Home in Ecuador - So Many Options...

With soaring snow-capped mountains, dense, humid Amazon jungle, the spring-like central valley and over 2000 km’s of vast, sandy beaches, how could a person even begin to make a decision on where the ‘perfect’ location is! And that’s not even going into any sort of detail about the magnificent towns and cities that are the epicenters of these areas…

Of course, when you’re considering a country to purchase property or a home in, it’s always a good idea to take a trip and do some scouting. If you can find a place to rent for a month or so, that’s even better. The longer you live somewhere, immersing yourself into the everyday life of your new location, the better equipped you will be when you decide to make that final move. It’ll also ensure you don’t make a monumental move, only to discover that it wasn’t what you thought it was.

That being said, it’s important not to make first impressions too quickly. When you arrive in Ecuador – or any other country, for that matter – you will most likely arrive in the capital city, Quito. Now, keep in mind… if you’re looking for a laid-back, relaxed country dwelling, you may not necessarily fall in love with Quito. It’s home to over 2 million people, and it’s a busy, bustling city. But you can’t judge a book by its cover, right? Not to mention, after a few months in your lovely country home, you just may be looking for an urban get-away!

Ecuador is an incredibly diverse country, with a town, climate and ‘vibe’ for everyone.

If you enjoy the city, but feel Quito is a bit large, head south to Cuenca. It’s a bit more manageable and it’s very welcoming. Or, for an even smaller option, head north to Otavalo, a lovely town in the mountains. If the beach is your thing, Salinas, on the southern Pacific coast is a busy beach town. Each of these locations has something to offer to everyone, it just depends on the type of lifestyle you’re looking to make for yourself and what kind of budget you have.

Whether you’re looking to retire, invest, start a business or live, you need to narrow down the options that Ecuador puts forth, focus on the comparisons.

For example, ‘perfect’ weather does not exist. After all, one person’s idea of ‘perfect’ can vary greatly from another’s. Perhaps the ultimate climate for you includes zero rain, ever. Or, maybe you’d rather be surrounded by lush greenery, flowers and gardens, in which case you recognize that rain is a necessity.

When you’re thinking of living abroad, there are a few key points you need to look at… weather (of course), healthcare, taxes, cost of real estate and cost of living. If Ecuador is your choice location, look at these various categories and compare them with other areas of the country. For example, is the quality and accessibility of healthcare better or worse in Otavalo or Guayaquil? Will it be cheaper to live in Salinas or Esmeraldas?

What it really comes down to though, is what do you want? How do you want to live? There really isn’t’ a ‘perfect’ retirement destination. What makes it perfect for you is not necessarily what’s going to make it perfect for someone else… just like the above weather analogy. You need to take a good, hard look at what kind of life you want, and the lifestyle you’d like to enjoy once you’re there.

The fact that the world is so accessible and full of so many opportunities in this day and age makes living abroad easier then ever. And in a way, harder. Why harder? Well, because it’s not just about finding your own little nook in a faraway country like Ecuador, it’s making sure that Ecuador is the country you want to find that nook in.

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Where International exists to recommend a variety of International real estate options. Where International requires developers to meet stringent criteria before offering them to you. Conversely, any inspections we conduct on projects or individuals should not be misinterpreted as a guarantee by Where International. International real estate is not immune to the ups and downs that occur in North American real estate; property values are never guaranteed to increase.

Where International is not accountable for the orchestration or deliverance of Discovery Weekends. We provide them to you on behalf of our developer partners. We recommend that you purchase travel insurance, as you would with any trip out of your home country. In addition, we advise you complete your own due diligence, purchase title insurance and always use a local attorney to assist with all transactions. In the event that a reader purchases a property from a recommended developer, Where International receives a sum from the developer.