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Keep Your Money Safe

Purchasing a home in any country is a big deal – whether it be your current home or one in a foreign country. And if you’re already a homeowner, you know there’s a lot of money that changes hands and just at stake in general.

But it’s easy in your home country, right? You go to the bank or a broker, get approved for a mortgage and pay a specific amount for several years.

Buying a retirement or vacation home in a foreign country can and should be just as easy. The only difference being that you may be required to pay the total upfront, depending on whether you’re buying a pre-construction home or one all ready to go.

Either way, you’re likely not going to show up to your developer or a seller with a metal suitcase full of cash. This is where an escrow account comes in. What is an escrow account? It’s basically an account held by an individual, escrow company or title company. Sure, it does cost a little to set one up, but it’s 100% worth it so that you have complete control over your money.

You set the terms and agree with the escrow agent when the seller or developer gets paid. If there are conditions on the sale such as outstanding permits, the vacating of someone already living in the unit or a favorable property survey, you set up with your escrow agent that no money is released to the seller until the conditions are met.

There are no limitations to what conditions you put in place before your money is released to the seller. Certainly if you’re buying privately or via a real estate agent, this is the most recommended way to go about releasing payment.

If you’ve never been required to use an escrow account back home, that’s ok. A small fee will ensure your money is safe and help make for a hassle-free way to purchase your home in paradise.

Questions regarding your money and how to keep it safe and sound are no doubt among a variety that you have regarding the purchase of property abroad. What better way to get these questions answered then from the developer themsevles?! A Discovery Weekend will put you in front of the developer and/or their team and is the best way to put your mind at ease in the (likely) unfamiliar world of foreign property ownership.

Find out more about Discovery Weekends HERE!

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Where International exists to recommend a variety of International real estate options. Where International requires developers to meet stringent criteria before offering them to you. Conversely, any inspections we conduct on projects or individuals should not be misinterpreted as a guarantee by Where International. International real estate is not immune to the ups and downs that occur in North American real estate; property values are never guaranteed to increase.

Where International is not accountable for the orchestration or deliverance of Discovery Weekends. We provide them to you on behalf of our developer partners. We recommend that you purchase travel insurance, as you would with any trip out of your home country. In addition, we advise you complete your own due diligence, purchase title insurance and always use a local attorney to assist with all transactions. In the event that a reader purchases a property from a recommended developer, Where International receives a sum from the developer.